Frances (Berman) Belkin-Of Waltham, on March 31, 2015. Beloved wife of the late Frank Belkin. Devoted mother of Howard Belkin and Robert Belkin and his wife Melissa. Dear grandmother of Alison and Leah. Loving sister of the late Seymour Berman. Services at the Independent Golden Crown Cemetery, 19 Washington St., Woburn, Friday, April 3, 2015 at 11 am. Memorial observance will be at the home of Robert and Melissa Belkin, Monday 7-9 pm. In lieu of flowers, donations in her memory may be made to the American Heart Association , 300 5th Ave., Suite 6, Waltham, MA 02451.